Kiss5Tigers

The 5 Tigers represent the big things in life. This blog is about facing them.


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Everything and Not Much



Wow, it’s been a week, where have I been?

It seems like not much is happening but every day is full.

I’ve been napping a lot. I seem to sleep 10 hours. I get out of bed after 8 hours and then fall asleep on the sofa in the living room. I am trying to find things to do to keep myself awake. My doctor would like me to go for a walk but even at 8 or 9 in the morning, it’s too hot for me to do that. I would do yoga but F is asleep in his recliner so I don’t really want to turn on the sound.

Unemployment is giving me grief. I was scheduled for orientation on the day before my vacation, at the time I was due at the passport office to pick up my passport. They assign you a time to get it, so that wasn’t actually negotiable. However I had reason to believe the orientation could be flexible.

In the past, I actually blew off the orientation appointment and it did not interfere with my payments. I just rescheduled the orientation. It wasn’t a big deal. I didn’t realize it was a requirement. This time, I tried several times to reschedule. I called in more than once. I left voice messages. I did not get a call back. I thought it was okay because I gave them notice more than once that I couldn’t make it and needed to do it another time.

I was wrong.

Unemployment decided they didn’t need to pay me because I missed the orientation. They decided this after they had already paid me. They want their money back. And they won’t pay me again until I refund it.

Well, I don’t have it. I had to catch up on rent and phone. I put gas in the car. I paid bills. I mean, it was spent.

Now I do want to be clear, it was NOT spent on my trip. The trip was paid for before I was even eligible for unemployment. The trip was already budgeted. Not that I have to justify where unemployment payments go. This is insurance and I pay into it when I’m employed. It’s my money, not welfare. But, that aside . . .

I also told them I was out of town and they decided that meant I was unavailable for work, so they want the money back for that week as well. So that’s over $1000 they want back from me, and frankly I don’t have it. I have been to doctors and picked up medicine. I have bought a book or two. I renewed my Barnes and Noble membership. I’m not outrageous, but money doesn’t go very far.

Now really if there had been work, I would have been doing it. But there is no employment for me. I am working toward it in the mental health field, but it won’t pay as well as the government does. Still, I am looking, to see what I can find.

However my friend P has found an opportunity for me. He knows someone who makes jewelry who needs help marketing it. I know a bit about posting on Etsy and maybe DeviantArt. I can maybe get her started for a stipend. Of course, it’s only any good until I get called for work. P suggested I take a percentage of the profits, but I’m thinking an hourly rate might be better. I don’t need to get paid right away but I can’t for example mail anything that gets sold if I’m in another state. So internet marketing consultant could be a thing.

I also got the chance to facilitate a few groups in the past 2 weeks. Three people told me I did well, so I’m feeling pretty confident about my facilitating skills. I don’t feel like I actually did very much. For example, one group we had a new person come in who burst into tears when we asked how he was. I didn’t know what to do, but the group did. They gave him Kleenex and water and support. It was amazing. I got credit for it, but I think it was all on them. I am facilitating again next week and the following week, assuming I’m not called for work.

And I do hope to be called for work.




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Money

I know, it’s been a week since I posted anything.  I am visiting a friend, so I have been busy.  Friends are good.

Today I checked my bank balance and I am thinking about money.  Now I have a little money in the bank, I’m not freaked out about money, but it is on my mind.

So I’m thinking, let’s say I have $500 in my account.  It’s so easy for me to feel like, I can buy this $20 book, and these art supplies, and lunch for my friend, no big.  Except I still have bills (rent, car insurance, cell phone, the usual suspects) and that money needs to be accounted for too.  So I don’t have $500, I have more like $50.  Which is still okay, I don’t really need more art supplies, but it’s so easy to overspend.

I am really working on my relationship with money.  I have previously lived as though money were no object, it just didn’t matter.  But now I find I am not prepared for old age (I am in my 50s, old age is coming on fast!) and it’s a little late to start.  Not impossible, but definitely not easy.

However it’s only possible if I take control of how much money is coming in and where it’s going out to.  I must pay attention, which I’m not used to doing.

I have a friend who has an Excel spreadsheet with all, and I do mean all, her expenditures on it.  Not just her bills, but even a pack of gum or a bottled water.  She knows down to the penny where her money goes.  I admire her, but I would find that system a little stifling.  Just thinking about it makes me want to go out and spend money willy-nilly.

I did figure out that, just like the idea of dieting makes me want to eat, the idea of budgeting makes me want to spend.  It’s the difficult side of me, that wants exactly what it can’t or shouldn’t have.  Tell me no and probably that is the next thing I MUST do.  Not so much in friendships, but life in general.

I am on unemployment at the moment so there’s very little wiggle room with regard to money.  I need to play it close to the chest, yes I do, and not give in even when I have amazing coupons and a specific book I want.  I don’t need a book.  I do need peanut butter.  I guess I don’t NEED peanut butter but I eat it regularly for breakfast.  Mmmm, peanut butter toast, yum.  The point is, there’s only so much money and some things take priority.  Rent over extra gas to run around, for example.  I need a place to live, I can live without seeing my friends all the time.

So, relationship with money.  I guess it’s avoidant and passive-aggressive.  If only money would be in a relationship with me, then my being manipulative would at least have an effect.  Alas, it is just me and my financial resources.

I am working with a mantra, “there’s always more money”, as a way to combat that crazy urge to spend.  I don’t have to buy it now, I can buy it later, because there’s always more money.  There will be more money in the future when I need the thing, I don’t need to buy it right now.  I don’t need to have it handy in case I need it sometime maybe.  I’m not going to run out of money forever, I will earn more, I am broke not broken.  It gives me great sympathy for hoarders and bag ladies.  I don’t want to be either one.

I will figure this out.  I am smart and motivated and I don’t want to die poor.  I don’t need to die rich, but I don’t want to be hurting for resources when I’m old.  It’s just another puzzle in life.